---
schema_version: "secwatch.filing_event.v1"
accession: "0000074260-22-000004"
form_type: "8-K"
ticker: "ORI"
cik: "0000074260"
company_name: "OLD REPUBLIC INTERNATIONAL CORP"
filed_at: "2022-01-28T23:59:59+00:00"
generated_at: "2026-06-27T14:28:00.950953+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Old Republic reports record Q4 pretax op income $335M, EPS $0.88; FY $1.16B

## Summary
- Diluted EPS ex-investment gains: Q4 $0.88 (+17.3%), FY $3.08 (+37.5%).
- Record pretax income ex gains: Q4 $335.1M (+20.7%), FY $1.16B (+40.2%).
- Combined ratio improved to 88.5% (Q4) and 89.9% (FY) from 90.3% and 93.3% in 2020.
- Book value per share $22.76 (+9.7% YoY); FY dividends $2.38/share, up from $1.84.

## SEC filing metadata
- accession: 0000074260-22-000004
- form_type: 8-K
- ticker: ORI
- cik: 0000074260
- company_name: OLD REPUBLIC INTERNATIONAL CORP
- filed_at: 2022-01-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/74260/000007426022000004/0000074260-22-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/74260/000007426022000004/ori-20220127.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000074260-22-000004
- JSON: https://secwatch.observer/filing/0000074260-22-000004.json
- Plain text: https://secwatch.observer/filing/0000074260-22-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.