---
schema_version: "secwatch.filing_event.v1"
accession: "0000074260-22-000051"
form_type: "8-K"
ticker: "ORI"
cik: "0000074260"
company_name: "OLD REPUBLIC INTERNATIONAL CORP"
filed_at: "2022-07-28T23:59:59+00:00"
generated_at: "2026-06-24T07:47:21.391434+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Old Republic Q2 adjusted EPS dips 5.5% to $0.69; GAAP net loss of $0.13 on $317M investment losses

## Summary
- Pretax operating income (ex-investment gains/losses) $262.8M in Q2, down 4.4% from $275.0M YoY; combined ratio 90.9%.
- General Insurance pretax operating income rose 11.8% to $137.9M; net premiums earned up 8.8%.
- Title Insurance pretax operating income fell 21.1% to $109.5M; net premiums and fees down 7.1% on rising mortgage rates reducing refinance activity.
- Book value per share $20.99, down 7.8% from Dec 2021, driven by $2.59 per share in net unrealized investment losses in H1 2022.
- Net investment income flat at $107.8M; cash dividend increased to $0.23 per share from $0.22 in Q2 2021.

## SEC filing metadata
- accession: 0000074260-22-000051
- form_type: 8-K
- ticker: ORI
- cik: 0000074260
- company_name: OLD REPUBLIC INTERNATIONAL CORP
- filed_at: 2022-07-28T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/74260/000007426022000051/0000074260-22-000051-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/74260/000007426022000051/ori-20220728.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000074260-22-000051
- JSON: https://secwatch.observer/filing/0000074260-22-000051.json
- Plain text: https://secwatch.observer/filing/0000074260-22-000051.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.