{"schema_version":"secwatch.filing_event.v1","accession":"0000074260-22-000067","form_type":"8-K","ticker":"ORI","cik":"0000074260","company_name":"OLD REPUBLIC INTERNATIONAL CORP","filed_at":"2022-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:53.470373+00:00","generated_at":"2026-06-23T00:27:33.471343+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Old Republic Q3 net loss $91.7M on investment losses; operating EPS down 13.9%","bullets":["Net loss $91.7M ($0.31 diluted loss); adjusted operating net income $206.1M ($0.68 diluted), down 14.3% YoY.","Consolidated net premiums & fees earned $1.94B (-5.5% YoY); combined ratio 91.4% (vs 89.8% prior year).","General Insurance pretax operating income rose 15% to $167.6M, driven by commercial auto & workers comp.","Title Insurance pretax operating income fell 46% to $73.3M, as mortgage rates drove 15.2% revenue decline.","Returned $479.1M to shareholders: $374.3M dividends (incl. $1.00 special) and $104.8M share buybacks."],"urls":{"canonical":"https://secwatch.observer/filing/0000074260-22-000067","json":"https://secwatch.observer/filing/0000074260-22-000067.json","markdown":"https://secwatch.observer/filing/0000074260-22-000067.md","text":"https://secwatch.observer/filing/0000074260-22-000067.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/74260/000007426022000067/0000074260-22-000067-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/74260/000007426022000067/ori-20221027.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T00:27:33.471343+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}