---
schema_version: "secwatch.filing_event.v1"
accession: "0000074260-22-000067"
form_type: "8-K"
ticker: "ORI"
cik: "0000074260"
company_name: "OLD REPUBLIC INTERNATIONAL CORP"
filed_at: "2022-10-27T23:59:59+00:00"
generated_at: "2026-06-23T00:27:33.471343+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Old Republic Q3 net loss $91.7M on investment losses; operating EPS down 13.9%

## Summary
- Net loss $91.7M ($0.31 diluted loss); adjusted operating net income $206.1M ($0.68 diluted), down 14.3% YoY.
- Consolidated net premiums & fees earned $1.94B (-5.5% YoY); combined ratio 91.4% (vs 89.8% prior year).
- General Insurance pretax operating income rose 15% to $167.6M, driven by commercial auto & workers comp.
- Title Insurance pretax operating income fell 46% to $73.3M, as mortgage rates drove 15.2% revenue decline.
- Returned $479.1M to shareholders: $374.3M dividends (incl. $1.00 special) and $104.8M share buybacks.

## SEC filing metadata
- accession: 0000074260-22-000067
- form_type: 8-K
- ticker: ORI
- cik: 0000074260
- company_name: OLD REPUBLIC INTERNATIONAL CORP
- filed_at: 2022-10-27T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/74260/000007426022000067/0000074260-22-000067-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/74260/000007426022000067/ori-20221027.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000074260-22-000067
- JSON: https://secwatch.observer/filing/0000074260-22-000067.json
- Plain text: https://secwatch.observer/filing/0000074260-22-000067.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.