{"schema_version":"secwatch.filing_event.v1","accession":"0000074260-23-000004","form_type":"8-K","ticker":"ORI","cik":"0000074260","company_name":"OLD REPUBLIC INTERNATIONAL CORP","filed_at":"2023-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.957345+00:00","generated_at":"2026-06-20T08:46:42.511066+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Old Republic Q4 pretax op income ex-invest gains down 10.3%; Title profits plunge 67.2%","bullets":["Q4 2022 pretax operating income ex-investment gains $300.6M vs $335.1M (-10.3%); adj. diluted EPS $0.80 vs $0.88 (-9.1%).","General Insurance pretax op income rose 34.6% to $241.6M; combined ratio improved to 84.0% from 88.2%.","Title Insurance pretax op income fell 67.2% to $45.0M on 29.4% premium decline; combined ratio worsened to 96.2% (89.4% prior year).","Returned $243.7M to shareholders in Q4 ($67.2M dividends, $176.4M buybacks); remaining buyback authority $169M at year-end.","Book value per share $21.05 (-7.5% YoY); total shareholder return including dividends +0.9% for full year 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0000074260-23-000004","json":"https://secwatch.observer/filing/0000074260-23-000004.json","markdown":"https://secwatch.observer/filing/0000074260-23-000004.md","text":"https://secwatch.observer/filing/0000074260-23-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/74260/000007426023000004/0000074260-23-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/74260/000007426023000004/ori-20230126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T08:46:42.511066+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"030d7027175fe8562ef8394e3cd385ad49cfd807","claim":"OLD REPUBLIC INTERNATIONAL CORP reported the quarter ended December 31, 2022 results: revenue 2,345.5, net income $512.1, EPS $1.73.","evidence_excerpt":"(8.6) 62.2 6.9 Unrealized from changes in fair value of equity securities 378.4 463.0 (263.4) 751.1 Total investment gains (losses) 348.3 454.3 (201.1) 758.0 Total revenues 2,345.5 2,720.5 8,083.7 9,341.6 Operating expenses: Loss and loss adjustment expenses 565.0 574.1 (1.6) 2,440.2 2,420.9 0.8 Sales and general expenses 1,114.7 1,340.4 (16.8) 4,719.2","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/74260/000007426023000004/0000074260-23-000004-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2022"},{"label":"Revenue","value":"2,345.5"},{"label":"Net income","value":"$512.1"},{"label":"EPS","value":"$1.73"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"7f19d8313706e87cbba75274bad308b5c7660d8e","claim":"OLD REPUBLIC INTERNATIONAL CORP reported the year ended December 31, 2022 results: revenue 8,083.7, net income $686.4, EPS $2.26.","evidence_excerpt":"6.9 Unrealized from changes in fair value of equity securities 378.4 463.0 (263.4) 751.1 Total investment gains (losses) 348.3 454.3 (201.1) 758.0 Total revenues 2,345.5 2,720.5 8,083.7 9,341.6 Operating expenses: Loss and loss adjustment expenses 565.0 574.1 (1.6) 2,440.2 2,420.9 0.8 Sales and general expenses 1,114.7 1,340.4 (16.8) 4,719.2 4,942.3 (4.5)","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/74260/000007426023000004/0000074260-23-000004-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2022"},{"label":"Revenue","value":"8,083.7"},{"label":"Net income","value":"$686.4"},{"label":"EPS","value":"$2.26"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}