{"schema_version":"secwatch.filing_event.v1","accession":"0000074260-23-000091","form_type":"8-K","ticker":"ORI","cik":"0000074260","company_name":"OLD REPUBLIC INTERNATIONAL CORP","filed_at":"2023-10-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.924804+00:00","generated_at":"2026-06-09T09:10:33.603313+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Old Republic Q3 pretax op income $250.8M, down 2.6%; Title Insurance weak, General strong","bullets":["Pretax income excluding investment losses of $250.8M (down 2.6% YoY); diluted EPS $0.72 (up 5.9%).","Title Insurance pretax operating income fell 48.9% to $37.4M on lower mortgage originations due to higher rates.","General Insurance pretax operating income rose 28.6% to $215.5M on premium rate increases and higher net investment income.","Book value per share $21.37 (up from $21.07 at year-end 2022); $192M returned to shareholders in Q3.","Consolidated combined ratio 91.9% (Q3 2023) vs 91.4% (Q3 2022); net premiums and fees earned down 9.4%."],"urls":{"canonical":"https://secwatch.observer/filing/0000074260-23-000091","json":"https://secwatch.observer/filing/0000074260-23-000091.json","markdown":"https://secwatch.observer/filing/0000074260-23-000091.md","text":"https://secwatch.observer/filing/0000074260-23-000091.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/74260/000007426023000091/0000074260-23-000091-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/74260/000007426023000091/ori-20231026.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T09:10:33.603313+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"91299aacc4591bd3f280174ae17e06ce436532ea","claim":"OLD REPUBLIC INTERNATIONAL CORP reported the first nine months of 2023 results: net income $408.0, EPS $1.42.","evidence_excerpt":"Net income (loss) $ 52.6 $ (91.7) $ 408.0 $ 174.3","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/74260/000007426023000091/0000074260-23-000091-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first nine months of 2023"},{"label":"Net income","value":"$408.0"},{"label":"EPS","value":"$1.42"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"fdefcdb6b254a6ed854ebf7f7279cde64a48b194","claim":"OLD REPUBLIC INTERNATIONAL CORP reported the quarter ended September 30, 2023 results: net income $52.6, EPS $0.19.","evidence_excerpt":"Old Republic International Corporation announced the results of its operations and its financial condition for the quarter ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/74260/000007426023000091/0000074260-23-000091-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2023"},{"label":"Net income","value":"$52.6"},{"label":"EPS","value":"$0.19"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}