{"schema_version":"secwatch.filing_event.v1","accession":"0000074260-24-000005","form_type":"8-K","ticker":"ORI","cik":"0000074260","company_name":"OLD REPUBLIC INTERNATIONAL CORP","filed_at":"2024-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.848575+00:00","generated_at":"2026-06-06T18:47:14.322297+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Old Republic Q4 operating income down 21%; Title premiums fall 23% amid rate headwinds","bullets":["Q4 pretax operating income $237.1M, down 21.1% YoY; diluted operating EPS $0.69 vs $0.80.","Full-year pretax operating income $938.4M, down 11.4%; combined ratio 92.6% vs 91.0%.","Title Insurance net premiums fell 22.8% in Q4 and 33.2% for full year due to higher mortgage rates.","General Insurance premiums grew 10.6% in Q4; net investment income up 19.1%.","Definitive agreement to sell mortgage insurance business to Arch Capital; $45.6M loss on sale recorded in Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0000074260-24-000005","json":"https://secwatch.observer/filing/0000074260-24-000005.json","markdown":"https://secwatch.observer/filing/0000074260-24-000005.md","text":"https://secwatch.observer/filing/0000074260-24-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/74260/000007426024000005/0000074260-24-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/74260/000007426024000005/ori-20240125.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T18:47:14.322297+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"fca907580b99bdb7212d26e1f9661f3e0780fbaa","claim":"OLD REPUBLIC INTERNATIONAL CORP reported the quarter ended December 31, 2023 results: revenue $1,743.6, net income $190.6, EPS $0.69.","evidence_excerpt":"HIGHLIGHTS Quarters Ended December 31, Years Ended December 31, SUMMARY INCOME STATEMENTS: 2023 2022 % Change 2023 2022 % Change Revenues: Net premiums and fees earned $ 1,743.6 $ 1,830.6 (4.8) % $ 6,707.7 $ 7,675.3 (12.6) % Net investment income 155.1 130.2 19.1 578.3 459.5 25.8 Other income 42.0 36.2 16.1 163.1 149.9 8.8 Total operating revenues 1,940.8","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/74260/000007426024000005/0000074260-24-000005-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2023"},{"label":"Revenue","value":"$1,743.6"},{"label":"Net income","value":"$190.6"},{"label":"EPS","value":"$0.69"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}