---
schema_version: "secwatch.filing_event.v1"
accession: "0000074260-24-000116"
form_type: "8-K"
ticker: "ORI"
cik: "0000074260"
company_name: "OLD REPUBLIC INTERNATIONAL CORP"
filed_at: "2024-07-25T23:59:59+00:00"
generated_at: "2026-05-31T16:30:23.057022+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Old Republic Q2 pretax operating income $253.8M (+11.6%); diluted EPS ex gains $0.76 (+22.6%)

## Summary
- Pretax operating income $253.8M, up 11.6% YoY; net income ex investment gains $202.4M, up 12.7%.
- Consolidated net premiums & fees earned $1.80B (+9%); net investment income $167.4M (+20.1%).
- Combined ratio 93.5% (vs 92.6%) as favorable reserve development normalized to 2.2 points.
- General Insurance pretax operating income $202.5M (+9.9%); Title Insurance $46.0M (+32.5%).
- Returned $479M to shareholders ($410M buybacks, $69M dividends); book value $23.59 (+3.5% incl divs).

## SEC filing metadata
- accession: 0000074260-24-000116
- form_type: 8-K
- ticker: ORI
- cik: 0000074260
- company_name: OLD REPUBLIC INTERNATIONAL CORP
- filed_at: 2024-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/74260/000007426024000116/0000074260-24-000116-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/74260/000007426024000116/ori-20240725.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000074260-24-000116
- JSON: https://secwatch.observer/filing/0000074260-24-000116.json
- Plain text: https://secwatch.observer/filing/0000074260-24-000116.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.