{"schema_version":"secwatch.filing_event.v1","accession":"0000074260-24-000135","form_type":"8-K","ticker":"ORI","cik":"0000074260","company_name":"OLD REPUBLIC INTERNATIONAL CORP","filed_at":"2024-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.954593+00:00","generated_at":"2026-05-30T10:45:50.472412+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Old Republic Q3 operating EPS $0.71 vs $0.72; combined ratio 95.0% on lower reserve development","bullets":["Q3 pretax operating income $229.2M, down 8.6% YoY; diluted operating EPS $0.71 vs $0.72.","Net premiums and fees earned up 9.6% to $1.93B, led by General Insurance (+13.9%) and Title (+3.5%).","Consolidated combined ratio 95.0% (vs 91.9% YoY) reflecting lower favorable prior-year reserve development (1.3 pts vs 4.5 pts).","General Insurance pretax operating income fell 8.5% to $197.3M; Title Insurance up 7.5% to $40.2M.","Book value per share $25.71, up 13.7% YTD inclusive of dividends; $232M returned to shareholders in Q3."],"urls":{"canonical":"https://secwatch.observer/filing/0000074260-24-000135","json":"https://secwatch.observer/filing/0000074260-24-000135.json","markdown":"https://secwatch.observer/filing/0000074260-24-000135.md","text":"https://secwatch.observer/filing/0000074260-24-000135.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/74260/000007426024000135/0000074260-24-000135-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/74260/000007426024000135/ori-20241024.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T10:45:50.472412+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}