{"schema_version":"secwatch.filing_event.v1","accession":"0000074260-25-000004","form_type":"8-K","ticker":"ORI","cik":"0000074260","company_name":"OLD REPUBLIC INTERNATIONAL CORP","filed_at":"2025-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.247543+00:00","generated_at":"2026-05-27T17:33:59.057867+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Old Republic Q4 operating EPS $0.90, up 30% YoY; special dividend $2.00","bullets":["Q4 diluted EPS from operations $0.90 (up 30.4% vs $0.69); net income EPS $0.42 (vs $0.69).","Q4 consolidated combined ratio 92.7% (93.3% YoY); full year 93.9% (92.6% YoY).","Special cash dividend $2.00 per share declared in Q4, paid January 2025.","Q4 capital returned: $733M ($558M dividends, $174M buybacks); full year $1.7B.","Specialty Insurance premiums +13.3%; Title Insurance premiums +8.7% in Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0000074260-25-000004","json":"https://secwatch.observer/filing/0000074260-25-000004.json","markdown":"https://secwatch.observer/filing/0000074260-25-000004.md","text":"https://secwatch.observer/filing/0000074260-25-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/74260/000007426025000004/0000074260-25-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/74260/000007426025000004/ori-20250123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T17:33:59.057867+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}