---
schema_version: "secwatch.filing_event.v1"
accession: "0000074260-25-000004"
form_type: "8-K"
ticker: "ORI"
cik: "0000074260"
company_name: "OLD REPUBLIC INTERNATIONAL CORP"
filed_at: "2025-01-23T23:59:59+00:00"
generated_at: "2026-05-27T17:33:59.057867+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Old Republic Q4 operating EPS $0.90, up 30% YoY; special dividend $2.00

## Summary
- Q4 diluted EPS from operations $0.90 (up 30.4% vs $0.69); net income EPS $0.42 (vs $0.69).
- Q4 consolidated combined ratio 92.7% (93.3% YoY); full year 93.9% (92.6% YoY).
- Special cash dividend $2.00 per share declared in Q4, paid January 2025.
- Q4 capital returned: $733M ($558M dividends, $174M buybacks); full year $1.7B.
- Specialty Insurance premiums +13.3%; Title Insurance premiums +8.7% in Q4.

## SEC filing metadata
- accession: 0000074260-25-000004
- form_type: 8-K
- ticker: ORI
- cik: 0000074260
- company_name: OLD REPUBLIC INTERNATIONAL CORP
- filed_at: 2025-01-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/74260/000007426025000004/0000074260-25-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/74260/000007426025000004/ori-20250123.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000074260-25-000004
- JSON: https://secwatch.observer/filing/0000074260-25-000004.json
- Plain text: https://secwatch.observer/filing/0000074260-25-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.