{"schema_version":"secwatch.filing_event.v1","accession":"0000074260-25-000092","form_type":"8-K","ticker":"ORI","cik":"0000074260","company_name":"OLD REPUBLIC INTERNATIONAL CORP","filed_at":"2025-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.138940+00:00","generated_at":"2026-05-23T06:21:37.047032+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Old Republic Q1 operating EPS up 21% to $0.81; combined ratio improves to 93.7%","bullets":["Operating income (ex-investment gains) $201.7M, up 9.2% YoY; diluted operating EPS $0.81 vs $0.67, +20.9%.","Net premiums earned $1.841B, +12.1% driven by rate increases and new business; Specialty combined ratio 89.8%.","Consolidated combined ratio 93.7% from 94.3%; favorable prior-year reserve development added 2.6 points.","Book value per share $24.19, up 7.2% incl. dividends; returned $93M to shareholders via dividends and buybacks.","Title Insurance combined ratio improved to 102.1% from 102.5%; pretax operating income up 84% to $4.3M."],"urls":{"canonical":"https://secwatch.observer/filing/0000074260-25-000092","json":"https://secwatch.observer/filing/0000074260-25-000092.json","markdown":"https://secwatch.observer/filing/0000074260-25-000092.md","text":"https://secwatch.observer/filing/0000074260-25-000092.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/74260/000007426025000092/0000074260-25-000092-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/74260/000007426025000092/ori-20250424.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T06:21:37.047032+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}