{"schema_version":"secwatch.filing_event.v1","accession":"0000074260-25-000131","form_type":"8-K","ticker":"ORI","cik":"0000074260","company_name":"OLD REPUBLIC INTERNATIONAL CORP","filed_at":"2025-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.268504+00:00","generated_at":"2026-05-18T02:53:22.372469+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Old Republic Q2 net operating EPS $0.83 (+9.2%); Title insurance combined ratio worsens to 99.0%","bullets":["Net operating EPS $0.83 (up 9.2%); net income $204.4M vs $91.8M last year (boosted by lower investment losses).","Consolidated premiums earned $1.99B (+11%); combined ratio 93.6% (vs 93.5% prior year).","Specialty Insurance pretax operating income $253.7M (+25.3%) on rate increases and new business.","Title Insurance pretax operating income $24.2M (-47.2%); combined ratio 99.0% (vs 95.4%) from litigation costs.","Book value per share $25.14 (+12.6% YTD); Q2 dividends of $71.8M returned to shareholders."],"urls":{"canonical":"https://secwatch.observer/filing/0000074260-25-000131","json":"https://secwatch.observer/filing/0000074260-25-000131.json","markdown":"https://secwatch.observer/filing/0000074260-25-000131.md","text":"https://secwatch.observer/filing/0000074260-25-000131.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/74260/000007426025000131/0000074260-25-000131-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/74260/000007426025000131/ori-20250724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T02:53:22.372469+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}