{"schema_version":"secwatch.filing_event.v1","accession":"0000074260-25-000148","form_type":"8-K","ticker":"ORI","cik":"0000074260","company_name":"OLD REPUBLIC INTERNATIONAL CORP","filed_at":"2025-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.065105+00:00","generated_at":"2026-05-17T02:23:47.421625+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Old Republic Q3 2025 net operating income $0.78/share, up 9.9%; premiums +8.1% to $2.09B","bullets":["Net operating income (ex-investment gains) of $196.7M ($0.78/diluted share) vs $182.7M ($0.71) in Q3 2024.","Consolidated net premiums and fees earned $2.09B, up 8.1% YoY; net investment income $182.6M, up 6.7%.","Combined ratio 95.3% vs 95.0%; favorable prior-year reserve development improved to 2.5 points from 1.3 points.","Book value per share $26.19, up 18.5% incl. dividends since Dec 2024; capital returned $115M ($71M dividends, $44M buybacks).","Specialty Insurance combined ratio 94.8% (94.0% prior); Title Insurance combined ratio 96.4% (96.7% prior)."],"urls":{"canonical":"https://secwatch.observer/filing/0000074260-25-000148","json":"https://secwatch.observer/filing/0000074260-25-000148.json","markdown":"https://secwatch.observer/filing/0000074260-25-000148.md","text":"https://secwatch.observer/filing/0000074260-25-000148.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/74260/000007426025000148/0000074260-25-000148-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/74260/000007426025000148/ori-20251023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:23:47.421625+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}