{"schema_version":"secwatch.filing_event.v1","accession":"0000074260-26-000087","form_type":"8-K","ticker":"ORI","cik":"0000074260","company_name":"OLD REPUBLIC INTERNATIONAL CORP","filed_at":"2026-07-23T12:10:13+00:00","discovered_at":"2026-07-23T12:15:00.560957+00:00","generated_at":"2026-07-23T12:15:13.184977+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Old Republic Q2 net income up 58% to $322M; operating EPS down 9% to $0.76","bullets":["Net income $322.3M vs $204.4M; net operating income $186.0M vs $209.2M (down 11%).","Combined ratio worsened to 95.3% from 93.6%; favorable reserve development fell to 0.1 pts from 2.1 pts.","Specialty Insurance underwriting income halved to $59.3M; combined ratio 95.5% vs 90.7%.","Title Insurance underwriting income surged to $37.6M from $6.9M; combined ratio improved to 95.1%.","Closed acquisition of Everett Cash Mutual (effective July 1); expects ~$125M gain and accretion in 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0000074260-26-000087","json":"https://secwatch.observer/filing/0000074260-26-000087.json","markdown":"https://secwatch.observer/filing/0000074260-26-000087.md","text":"https://secwatch.observer/filing/0000074260-26-000087.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/74260/000007426026000087/0000074260-26-000087-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/74260/000007426026000087/ori-20260723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-23T12:15:13.184977+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}