---
schema_version: "secwatch.filing_event.v1"
accession: "0000074260-26-000087"
form_type: "8-K"
ticker: "ORI"
cik: "0000074260"
company_name: "OLD REPUBLIC INTERNATIONAL CORP"
filed_at: "2026-07-23T12:10:13+00:00"
generated_at: "2026-07-23T12:15:13.184977+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Old Republic Q2 net income up 58% to $322M; operating EPS down 9% to $0.76

## Summary
- Net income $322.3M vs $204.4M; net operating income $186.0M vs $209.2M (down 11%).
- Combined ratio worsened to 95.3% from 93.6%; favorable reserve development fell to 0.1 pts from 2.1 pts.
- Specialty Insurance underwriting income halved to $59.3M; combined ratio 95.5% vs 90.7%.
- Title Insurance underwriting income surged to $37.6M from $6.9M; combined ratio improved to 95.1%.
- Closed acquisition of Everett Cash Mutual (effective July 1); expects ~$125M gain and accretion in 2026.

## SEC filing metadata
- accession: 0000074260-26-000087
- form_type: 8-K
- ticker: ORI
- cik: 0000074260
- company_name: OLD REPUBLIC INTERNATIONAL CORP
- filed_at: 2026-07-23T12:10:13+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/74260/000007426026000087/0000074260-26-000087-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/74260/000007426026000087/ori-20260723.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000074260-26-000087
- JSON: https://secwatch.observer/filing/0000074260-26-000087.json
- Plain text: https://secwatch.observer/filing/0000074260-26-000087.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.