{"schema_version":"secwatch.filing_event.v1","accession":"0000080661-23-000045","form_type":"8-K","ticker":"PGR","cik":"0000080661","company_name":"PROGRESSIVE CORP/OH/","filed_at":"2023-09-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.694656+00:00","generated_at":"2026-06-10T16:58:00.651873+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Progressive August 2023: Net premiums written up 16% to $4.74B; combined ratio worsens to 97.2","bullets":["Net premiums written $4.74B (+16% YoY); net premiums earned $4.60B (+20%).","Combined ratio 97.2, up 3.6 pts from 93.6, driven by catastrophe losses including Hurricane Idalia.","Net income $147.6M ($0.25 diluted EPS), up 23% from $119.7M; YTD net income $1.55B, +167%.","Companywide policies in force 29.57M, up 11% YoY; personal auto policies up 13%.","YTD combined ratio 98.1; book value per share $28.93; trailing ROE 10.4%."],"urls":{"canonical":"https://secwatch.observer/filing/0000080661-23-000045","json":"https://secwatch.observer/filing/0000080661-23-000045.json","markdown":"https://secwatch.observer/filing/0000080661-23-000045.md","text":"https://secwatch.observer/filing/0000080661-23-000045.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/80661/000008066123000045/0000080661-23-000045-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/80661/000008066123000045/pgr-20230915.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-10T16:58:00.651873+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}