{"schema_version":"secwatch.filing_event.v1","accession":"0000080661-23-000047","form_type":"8-K","ticker":"PGR","cik":"0000080661","company_name":"PROGRESSIVE CORP/OH/","filed_at":"2023-10-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.053860+00:00","generated_at":"2026-06-10T00:22:52.636304+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Progressive Sept net income $369M vs year-ago loss; combined ratio improves 26.5 pts to 89.7","bullets":["September net premiums written $4.9B (+22% YoY); net income $369.3M vs loss $684.4M.","Combined ratio 89.7, down from 116.2, on lower loss/LAE ratio; net catastrophe loss ratio 1.8 pts.","Q3 net premiums written $15.6B (+20% YoY); net income $1.12B vs $124.1M; combined ratio 92.4 vs 99.2.","Companywide policies in force 29.6M, up 10% YoY; Direct auto policies up 14% to 11.2M.","Series B preferred dividend declared $20.753157/share (~$10.4M aggregate), payable Dec 15 to Dec 1 record holders."],"urls":{"canonical":"https://secwatch.observer/filing/0000080661-23-000047","json":"https://secwatch.observer/filing/0000080661-23-000047.json","markdown":"https://secwatch.observer/filing/0000080661-23-000047.md","text":"https://secwatch.observer/filing/0000080661-23-000047.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/80661/000008066123000047/0000080661-23-000047-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/80661/000008066123000047/pgr-20231013.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-10T00:22:52.636304+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}