{"schema_version":"secwatch.filing_event.v1","accession":"0000080661-23-000051","form_type":"8-K","ticker":"PGR","cik":"0000080661","company_name":"PROGRESSIVE CORP/OH/","filed_at":"2023-11-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.054110+00:00","generated_at":"2026-06-08T00:38:52.665563+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Progressive October net income $406M, combined ratio 91.7% (improved from 95.9%), policies +9%","bullets":["October net income $406M ($0.68 diluted EPS); combined ratio improved to 91.7% from 95.9% YoY.","Net premiums written $5.53B, earned $5.38B; policies in force up 9% to 29.6M.","Total portfolio return -0.3% for month, +1.8% YTD; pretax annualized investment income yield 3.4%.","Company changed to Gregorian calendar closing; monthly year-over-year comparisons may be affected through Sep 2024.","YTD 2023 net income $2.32B ($3.90 diluted EPS); book value per share $29.18."],"urls":{"canonical":"https://secwatch.observer/filing/0000080661-23-000051","json":"https://secwatch.observer/filing/0000080661-23-000051.json","markdown":"https://secwatch.observer/filing/0000080661-23-000051.md","text":"https://secwatch.observer/filing/0000080661-23-000051.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/80661/000008066123000051/0000080661-23-000051-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/80661/000008066123000051/pgr-20231117.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T00:38:52.665563+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}