{"schema_version":"secwatch.filing_event.v1","accession":"0000080661-23-000053","form_type":"8-K","ticker":"PGR","cik":"0000080661","company_name":"PROGRESSIVE CORP/OH/","filed_at":"2023-12-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.054372+00:00","generated_at":"2026-06-07T12:21:19.757027+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Progressive Nov 2023 net income $680.6M, combined ratio 91.1%, policies up 8% YoY","bullets":["Net premiums written of $4.73B, net premiums earned of $5.08B for November 2023.","Diluted EPS of $1.15; YTD diluted EPS $5.05.","Companywide policies in force grew 8% YoY to 29.58 million.","Current month combined ratio improved to 91.1% from 92.2% a year ago.","Calendar conversion may affect monthly comparisons Oct 2023–Sep 2024, but quarterly/annual impact not material."],"urls":{"canonical":"https://secwatch.observer/filing/0000080661-23-000053","json":"https://secwatch.observer/filing/0000080661-23-000053.json","markdown":"https://secwatch.observer/filing/0000080661-23-000053.md","text":"https://secwatch.observer/filing/0000080661-23-000053.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/80661/000008066123000053/0000080661-23-000053-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/80661/000008066123000053/pgr-20231215.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-07T12:21:19.757027+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}