{"schema_version":"secwatch.filing_event.v1","accession":"0000080661-24-000004","form_type":"8-K","ticker":"PGR","cik":"0000080661","company_name":"PROGRESSIVE CORP/OH/","filed_at":"2024-02-14T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.970059+00:00","generated_at":"2026-06-06T02:52:11.619202+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Progressive posts 87.3 combined ratio for January 2024, net income $700.7M","bullets":["Net premiums written $5,495.7M, net premiums earned $5,386.0M.","Diluted EPS $1.18, net income $700.7M.","Combined ratio 87.3 vs 96.0 a year ago, improving 8.7 points.","Total policies in force up 8% YoY to 29.95M, led by personal auto up 8%.","Trailing 12-month net income ROE 23.9%, book value per share $35.10."],"urls":{"canonical":"https://secwatch.observer/filing/0000080661-24-000004","json":"https://secwatch.observer/filing/0000080661-24-000004.json","markdown":"https://secwatch.observer/filing/0000080661-24-000004.md","text":"https://secwatch.observer/filing/0000080661-24-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/80661/000008066124000004/0000080661-24-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/80661/000008066124000004/pgr-20240214.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T02:52:11.619202+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}