---
schema_version: "secwatch.filing_event.v1"
accession: "0000080661-24-000004"
form_type: "8-K"
ticker: "PGR"
cik: "0000080661"
company_name: "PROGRESSIVE CORP/OH/"
filed_at: "2024-02-14T23:59:59+00:00"
generated_at: "2026-06-06T02:52:11.619202+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Progressive posts 87.3 combined ratio for January 2024, net income $700.7M

## Summary
- Net premiums written $5,495.7M, net premiums earned $5,386.0M.
- Diluted EPS $1.18, net income $700.7M.
- Combined ratio 87.3 vs 96.0 a year ago, improving 8.7 points.
- Total policies in force up 8% YoY to 29.95M, led by personal auto up 8%.
- Trailing 12-month net income ROE 23.9%, book value per share $35.10.

## SEC filing metadata
- accession: 0000080661-24-000004
- form_type: 8-K
- ticker: PGR
- cik: 0000080661
- company_name: PROGRESSIVE CORP/OH/
- filed_at: 2024-02-14T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/80661/000008066124000004/0000080661-24-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/80661/000008066124000004/pgr-20240214.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000080661-24-000004
- JSON: https://secwatch.observer/filing/0000080661-24-000004.json
- Plain text: https://secwatch.observer/filing/0000080661-24-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.