{"schema_version":"secwatch.filing_event.v1","accession":"0000080661-24-000012","form_type":"8-K","ticker":"PGR","cik":"0000080661","company_name":"PROGRESSIVE CORP/OH/","filed_at":"2024-03-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.970302+00:00","generated_at":"2026-06-04T18:21:46.991286+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Progressive Feb 2024 combined ratio 86.8% (vs 95.1% YoY); net income $737M, EPS $1.24","bullets":["Net income $737.1M ($1.24 diluted EPS); net premiums written $5,720.5M.","Current-year combined ratio 86.8% improved from 95.1% in Feb 2023, driven by lower loss/LAE ratio.","Companywide policies in force 30.28M, up 7% YoY; Personal Lines up 7%, Property up 10%.","Pretax net realized gains on securities $80.7M; total portfolio FTE return -0.5% for Feb.","Calendar conversion may affect YoY comparisons through Sep 2024; policies in force recommended as growth measure."],"urls":{"canonical":"https://secwatch.observer/filing/0000080661-24-000012","json":"https://secwatch.observer/filing/0000080661-24-000012.json","markdown":"https://secwatch.observer/filing/0000080661-24-000012.md","text":"https://secwatch.observer/filing/0000080661-24-000012.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/80661/000008066124000012/0000080661-24-000012-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/80661/000008066124000012/pgr-20240315.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-04T18:21:46.991286+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}