{"schema_version":"secwatch.filing_event.v1","accession":"0000080661-24-000016","form_type":"8-K","ticker":"PGR","cik":"0000080661","company_name":"PROGRESSIVE CORP/OH/","filed_at":"2024-04-12T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.025367+00:00","generated_at":"2026-06-03T23:42:33.941878+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Progressive Q1 net income surges 421% to $2.33B; combined ratio improves to 86.1","bullets":["Net income $2,331.4M vs $447.9M YoY; diluted EPS $3.94 vs $0.75.","Combined ratio improved 12.9 pts to 86.1 from 99.0 YoY.","Net premiums written $18.96B, up 18% YoY; net premiums earned $16.15B, up 19%.","Companywide policies in force grew 7% to 30.8M as of March 31, 2024.","Calendar conversion may affect monthly YoY comparisons through Sept 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0000080661-24-000016","json":"https://secwatch.observer/filing/0000080661-24-000016.json","markdown":"https://secwatch.observer/filing/0000080661-24-000016.md","text":"https://secwatch.observer/filing/0000080661-24-000016.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/80661/000008066124000016/0000080661-24-000016-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/80661/000008066124000016/pgr-20240412.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T23:42:33.941878+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}