{"schema_version":"secwatch.filing_event.v1","accession":"0000080661-24-000023","form_type":"8-K","ticker":"PGR","cik":"0000080661","company_name":"PROGRESSIVE CORP/OH/","filed_at":"2024-05-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.025759+00:00","generated_at":"2026-06-01T23:54:01.459377+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Progressive reports April net income $420.3M, combined ratio 89.0%, policies up 7% YoY","bullets":["Net premiums written $6.18B; net premiums earned $5.58B for April 2024.","Combined ratio improved to 89.0% from 97.9% in prior-year April.","Net income $420.3M ($0.72 diluted EPS); comprehensive loss $193.2M due to unrealized losses on fixed-maturity securities.","Total policies in force 31.35M, up 7% YoY; Personal Lines auto policies up 7%.","April 2023 had 35 days vs 30 days in 2024; policies in force is better monthly growth measure."],"urls":{"canonical":"https://secwatch.observer/filing/0000080661-24-000023","json":"https://secwatch.observer/filing/0000080661-24-000023.json","markdown":"https://secwatch.observer/filing/0000080661-24-000023.md","text":"https://secwatch.observer/filing/0000080661-24-000023.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/80661/000008066124000023/0000080661-24-000023-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/80661/000008066124000023/pgr-20240515.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-01T23:54:01.459377+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}