{"schema_version":"secwatch.filing_event.v1","accession":"0000080661-24-000026","form_type":"8-K","ticker":"PGR","cik":"0000080661","company_name":"PROGRESSIVE CORP/OH/","filed_at":"2024-06-14T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.025965+00:00","generated_at":"2026-06-01T04:29:15.701620+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Progressive reports May net income $235.7M, combined ratio 100.4 on $722M catastrophe losses","bullets":["Net premiums written $5.98B, earned $5.86B for May; YTD net income $2.99B, diluted EPS $5.06.","Combined ratio 100.4 (prior year 99.0) due to $722M net catastrophe losses (12.3 ratio points) from severe storms.","Policies in force up 8% YoY to 31.9M; personal auto policies +8% to 21.3M.","Investment income $232.6M; pretax net realized gains $117.6M; book value $37.94/share.","Recorded $95M Property reinsurance recoverable; nearing annual aggregate excess retention thresholds."],"urls":{"canonical":"https://secwatch.observer/filing/0000080661-24-000026","json":"https://secwatch.observer/filing/0000080661-24-000026.json","markdown":"https://secwatch.observer/filing/0000080661-24-000026.md","text":"https://secwatch.observer/filing/0000080661-24-000026.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/80661/000008066124000026/0000080661-24-000026-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/80661/000008066124000026/pgr-20240614.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-01T04:29:15.701620+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}