{"schema_version":"secwatch.filing_event.v1","accession":"0000080661-24-000028","form_type":"8-K","ticker":"PGR","cik":"0000080661","company_name":"PROGRESSIVE CORP/OH/","filed_at":"2024-07-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.938484+00:00","generated_at":"2026-05-31T20:37:05.860747+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Progressive Q2 net income up 322% to $1.46B; combined ratio improves to 91.9","bullets":["Net premiums written $17.9B in Q2, up 22% YoY; net premiums earned $17.2B, up 19%.","Diluted EPS $2.48 vs $0.57 in Q2 2023, up 334%; net income $1.46B vs $345M.","Combined ratio 91.9% vs 100.4% a year ago, driven by lower loss/LAE ratio of 70.4%.","Companywide policies in force 32.3M, up 9% YoY; Personal Lines auto policies up 10%.","Year-to-date net income $3.79B vs $793M; book value per share $39.85; ROE 35.4%."],"urls":{"canonical":"https://secwatch.observer/filing/0000080661-24-000028","json":"https://secwatch.observer/filing/0000080661-24-000028.json","markdown":"https://secwatch.observer/filing/0000080661-24-000028.md","text":"https://secwatch.observer/filing/0000080661-24-000028.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/80661/000008066124000028/0000080661-24-000028-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/80661/000008066124000028/pgr-20240716.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T20:37:05.860747+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}