---
schema_version: "secwatch.filing_event.v1"
accession: "0000080661-24-000033"
form_type: "8-K"
ticker: "PGR"
cik: "0000080661"
company_name: "PROGRESSIVE CORP/OH/"
filed_at: "2024-08-14T23:59:59+00:00"
generated_at: "2026-05-31T09:31:02.544931+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Progressive reports July net income $813.5M, diluted EPS $1.38, combined ratio 88.0%

## Summary
- Net premiums written $6.38B, net premiums earned $6.07B for July.
- Diluted EPS $1.38; YTD diluted EPS $7.80.
- Companywide combined ratio 88.0% for July (vs 90.6% prior year).
- Policies in force 32.9M, up 11% YoY; Personal Lines up 12%, Property up 13%.
- Book value per share $42.51; trailing 12-month ROE 35.3%.

## SEC filing metadata
- accession: 0000080661-24-000033
- form_type: 8-K
- ticker: PGR
- cik: 0000080661
- company_name: PROGRESSIVE CORP/OH/
- filed_at: 2024-08-14T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/80661/000008066124000033/0000080661-24-000033-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/80661/000008066124000033/pgr-20240814.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000080661-24-000033
- JSON: https://secwatch.observer/filing/0000080661-24-000033.json
- Plain text: https://secwatch.observer/filing/0000080661-24-000033.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.