{"schema_version":"secwatch.filing_event.v1","accession":"0000080661-24-000039","form_type":"8-K","ticker":"PGR","cik":"0000080661","company_name":"PROGRESSIVE CORP/OH/","filed_at":"2024-09-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.939597+00:00","generated_at":"2026-05-31T05:05:44.106913+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Progressive reports August net income $935M, combined ratio 85.5% vs 97.2% a year ago","bullets":["August net income $935.3M ($1.59 diluted EPS); net premiums written $6.51B, earned $5.97B.","Combined ratio 85.5%, improving from 97.2% in August 2023; current-year loss/LAE ratio 64.5%.","Companywide policies in force 33.4M, up 13% YoY; personal auto policies up 15%.","Year-to-date net income $5.54B ($9.40 diluted EPS); combined ratio 88.5%.","Calendar conversion note: monthly comparisons affected through September 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0000080661-24-000039","json":"https://secwatch.observer/filing/0000080661-24-000039.json","markdown":"https://secwatch.observer/filing/0000080661-24-000039.md","text":"https://secwatch.observer/filing/0000080661-24-000039.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/80661/000008066124000039/0000080661-24-000039-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/80661/000008066124000039/pgr-20240913.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T05:05:44.106913+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}