---
schema_version: "secwatch.filing_event.v1"
accession: "0000080661-24-000039"
form_type: "8-K"
ticker: "PGR"
cik: "0000080661"
company_name: "PROGRESSIVE CORP/OH/"
filed_at: "2024-09-13T23:59:59+00:00"
generated_at: "2026-05-31T05:05:44.106913+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Progressive reports August net income $935M, combined ratio 85.5% vs 97.2% a year ago

## Summary
- August net income $935.3M ($1.59 diluted EPS); net premiums written $6.51B, earned $5.97B.
- Combined ratio 85.5%, improving from 97.2% in August 2023; current-year loss/LAE ratio 64.5%.
- Companywide policies in force 33.4M, up 13% YoY; personal auto policies up 15%.
- Year-to-date net income $5.54B ($9.40 diluted EPS); combined ratio 88.5%.
- Calendar conversion note: monthly comparisons affected through September 2024.

## SEC filing metadata
- accession: 0000080661-24-000039
- form_type: 8-K
- ticker: PGR
- cik: 0000080661
- company_name: PROGRESSIVE CORP/OH/
- filed_at: 2024-09-13T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/80661/000008066124000039/0000080661-24-000039-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/80661/000008066124000039/pgr-20240913.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000080661-24-000039
- JSON: https://secwatch.observer/filing/0000080661-24-000039.json
- Plain text: https://secwatch.observer/filing/0000080661-24-000039.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.