{"schema_version":"secwatch.filing_event.v1","accession":"0000080661-24-000049","form_type":"8-K","ticker":"PGR","cik":"0000080661","company_name":"PROGRESSIVE CORP/OH/","filed_at":"2024-12-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.062067+00:00","generated_at":"2026-05-29T03:48:26.514255+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Progressive reports Nov net income up 48% YoY; combined ratio 85.6","bullets":["Net income $1.01B ($1.71 diluted EPS) vs $680.6M ($1.15) in Nov 2023.","Net premiums written $5.56B (+18% YoY); net premiums earned $6.04B (+19%).","Companywide combined ratio 85.6, improved 5.5 pts vs 91.1 a year ago.","Total policies in force 34.7M (+17% YoY); personal auto policies 23.6M (+21%).","Board declared annual dividend of $4.50 and quarterly $0.10, payable Jan 16, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000080661-24-000049","json":"https://secwatch.observer/filing/0000080661-24-000049.json","markdown":"https://secwatch.observer/filing/0000080661-24-000049.md","text":"https://secwatch.observer/filing/0000080661-24-000049.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/80661/000008066124000049/0000080661-24-000049-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/80661/000008066124000049/pgr-20241213.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-29T03:48:26.514255+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}