---
schema_version: "secwatch.filing_event.v1"
accession: "0000080661-24-000049"
form_type: "8-K"
ticker: "PGR"
cik: "0000080661"
company_name: "PROGRESSIVE CORP/OH/"
filed_at: "2024-12-13T23:59:59+00:00"
generated_at: "2026-05-29T03:48:26.514255+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Progressive reports Nov net income up 48% YoY; combined ratio 85.6

## Summary
- Net income $1.01B ($1.71 diluted EPS) vs $680.6M ($1.15) in Nov 2023.
- Net premiums written $5.56B (+18% YoY); net premiums earned $6.04B (+19%).
- Companywide combined ratio 85.6, improved 5.5 pts vs 91.1 a year ago.
- Total policies in force 34.7M (+17% YoY); personal auto policies 23.6M (+21%).
- Board declared annual dividend of $4.50 and quarterly $0.10, payable Jan 16, 2025.

## SEC filing metadata
- accession: 0000080661-24-000049
- form_type: 8-K
- ticker: PGR
- cik: 0000080661
- company_name: PROGRESSIVE CORP/OH/
- filed_at: 2024-12-13T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/80661/000008066124000049/0000080661-24-000049-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/80661/000008066124000049/pgr-20241213.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000080661-24-000049
- JSON: https://secwatch.observer/filing/0000080661-24-000049.json
- Plain text: https://secwatch.observer/filing/0000080661-24-000049.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.