{"schema_version":"secwatch.filing_event.v1","accession":"0000080661-25-000004","form_type":"8-K","ticker":"PGR","cik":"0000080661","company_name":"PROGRESSIVE CORP/OH/","filed_at":"2025-02-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.394653+00:00","generated_at":"2026-05-26T12:46:52.472063+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Progressive reports Jan. net income $1.12B, EPS $1.90; combined ratio 84.1%","bullets":["Net premiums earned $6.59B (+22% YoY); net premiums written $6.48B (+18% YoY).","Net income $1.12B (+59%); diluted EPS $1.90 vs $1.18 in Jan 2024.","Combined ratio improved to 84.1% from 87.3%; catastrophe losses of $43M from California wildfires.","Companywide policies in force grew 18% to 35.3M; personal lines agency auto up 18%, direct auto up 25%.","Pretax annualized investment income book yield 4.1% vs 3.6% a year ago."],"urls":{"canonical":"https://secwatch.observer/filing/0000080661-25-000004","json":"https://secwatch.observer/filing/0000080661-25-000004.json","markdown":"https://secwatch.observer/filing/0000080661-25-000004.md","text":"https://secwatch.observer/filing/0000080661-25-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/80661/000008066125000004/0000080661-25-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/80661/000008066125000004/pgr-20250219.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T12:46:52.472063+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}