{"schema_version":"secwatch.filing_event.v1","accession":"0000080661-25-000015","form_type":"8-K","ticker":"PGR","cik":"0000080661","company_name":"PROGRESSIVE CORP/OH/","filed_at":"2025-03-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.395212+00:00","generated_at":"2026-05-24T12:38:50.208353+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Progressive February net income $928M (+26% YoY); combined ratio 82.6% vs 86.8%","bullets":["Net premiums written $6,684M (+17% YoY); net premiums earned $6,036M (+18%).","Diluted EPS $1.58 vs $1.24; combined ratio improved 4.2 pts to 82.6%.","Total policies in force 35.6 million (+18%); personal auto direct +25%, agency +18%.","YTD Feb net income $2,045M vs $1,438M; diluted EPS $3.48 vs $2.42.","Book value per share $48.48; trailing 12-month ROE 36.5%."],"urls":{"canonical":"https://secwatch.observer/filing/0000080661-25-000015","json":"https://secwatch.observer/filing/0000080661-25-000015.json","markdown":"https://secwatch.observer/filing/0000080661-25-000015.md","text":"https://secwatch.observer/filing/0000080661-25-000015.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/80661/000008066125000015/0000080661-25-000015-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/80661/000008066125000015/pgr-20250319.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-24T12:38:50.208353+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}