{"schema_version":"secwatch.filing_event.v1","accession":"0000080661-25-000056","form_type":"8-K","ticker":"PGR","cik":"0000080661","company_name":"PROGRESSIVE CORP/OH/","filed_at":"2025-08-20T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.419181+00:00","generated_at":"2026-05-17T11:18:12.332448+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Progressive posts July net income $1.09B (+34%), combined ratio 85.3%, policies up 14%","bullets":["Net income $1.09B (+34% YoY); diluted EPS $1.85 vs $1.38.","Combined ratio improved 2.7 pts to 85.3% from 88.0%.","Net premiums written $7.06B (+11%); earned $6.99B (+15%).","Policies in force 37.6M, up 14% YoY; agency auto +15%, direct auto +19%.","YTD net income $6.83B vs $4.60B; diluted EPS $11.62 vs $7.80."],"urls":{"canonical":"https://secwatch.observer/filing/0000080661-25-000056","json":"https://secwatch.observer/filing/0000080661-25-000056.json","markdown":"https://secwatch.observer/filing/0000080661-25-000056.md","text":"https://secwatch.observer/filing/0000080661-25-000056.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/80661/000008066125000056/0000080661-25-000056-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/80661/000008066125000056/pgr-20250820.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T11:18:12.332448+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}