{"schema_version":"secwatch.filing_event.v1","accession":"0000080661-25-000079","form_type":"8-K","ticker":"PGR","cik":"0000080661","company_name":"PROGRESSIVE CORP/OH/","filed_at":"2025-09-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.419370+00:00","generated_at":"2026-05-17T06:25:43.731915+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Progressive August net income $1.22B, EPS $2.07, combined ratio 83.1%","bullets":["Net premiums written $7.2B (+11% YoY); net premiums earned $7.0B (+18% YoY).","Net income $1.22B vs $935M a year ago; diluted EPS $2.07 vs $1.59 (+30%).","Combined ratio improved 2.4 pts to 83.1% (82.4 personal lines, 87.5 commercial).","Policies in force 37.9M (+13% YoY); personal lines agency auto +14%, direct +18%.","Year-to-date net income $8.05B ($13.69 diluted EPS) vs $5.54B ($9.40) in 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0000080661-25-000079","json":"https://secwatch.observer/filing/0000080661-25-000079.json","markdown":"https://secwatch.observer/filing/0000080661-25-000079.md","text":"https://secwatch.observer/filing/0000080661-25-000079.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/80661/000008066125000079/0000080661-25-000079-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/80661/000008066125000079/pgr-20250917.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T06:25:43.731915+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}