---
schema_version: "secwatch.filing_event.v1"
accession: "0000080661-25-000079"
form_type: "8-K"
ticker: "PGR"
cik: "0000080661"
company_name: "PROGRESSIVE CORP/OH/"
filed_at: "2025-09-17T23:59:59+00:00"
generated_at: "2026-05-17T06:25:43.731915+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Progressive August net income $1.22B, EPS $2.07, combined ratio 83.1%

## Summary
- Net premiums written $7.2B (+11% YoY); net premiums earned $7.0B (+18% YoY).
- Net income $1.22B vs $935M a year ago; diluted EPS $2.07 vs $1.59 (+30%).
- Combined ratio improved 2.4 pts to 83.1% (82.4 personal lines, 87.5 commercial).
- Policies in force 37.9M (+13% YoY); personal lines agency auto +14%, direct +18%.
- Year-to-date net income $8.05B ($13.69 diluted EPS) vs $5.54B ($9.40) in 2024.

## SEC filing metadata
- accession: 0000080661-25-000079
- form_type: 8-K
- ticker: PGR
- cik: 0000080661
- company_name: PROGRESSIVE CORP/OH/
- filed_at: 2025-09-17T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/80661/000008066125000079/0000080661-25-000079-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/80661/000008066125000079/pgr-20250917.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000080661-25-000079
- JSON: https://secwatch.observer/filing/0000080661-25-000079.json
- Plain text: https://secwatch.observer/filing/0000080661-25-000079.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.