{"schema_version":"secwatch.filing_event.v1","accession":"0000080661-25-000134","form_type":"8-K","ticker":"PGR","cik":"0000080661","company_name":"PROGRESSIVE CORP/OH/","filed_at":"2025-11-19T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.223124+00:00","generated_at":"2026-05-16T18:38:35.135507+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Progressive reports October 2025 net income $846M, EPS $1.44; combined ratio improves to 89.7%","bullets":["Net premiums written $7,002M (+6% YoY); net premiums earned $7,078M (+11% YoY).","Net income $846M vs $408M in October 2024; diluted EPS $1.44, up 107%.","Combined ratio 89.7% vs 94.1% a year ago, improving 4.4 pts.","Personal Lines policies in force grew 12% to 37.2M; Direct auto up 16%.","YTD net income $9.2B vs $6.5B; book value per share $62.00."],"urls":{"canonical":"https://secwatch.observer/filing/0000080661-25-000134","json":"https://secwatch.observer/filing/0000080661-25-000134.json","markdown":"https://secwatch.observer/filing/0000080661-25-000134.md","text":"https://secwatch.observer/filing/0000080661-25-000134.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/80661/000008066125000134/0000080661-25-000134-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/80661/000008066125000134/pgr-20251119.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T18:38:35.135507+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}