{"schema_version":"secwatch.filing_event.v1","accession":"0000080661-26-000071","form_type":"8-K","ticker":"PGR","cik":"0000080661","company_name":"PROGRESSIVE CORP/OH/","filed_at":"2026-01-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.738242+00:00","generated_at":"2026-05-16T07:14:59.502742+00:00","sec_items":["2.02","5.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Progressive Q4 net income $1.15B (+22% YoY); CFO Sauerland to retire July 3, 2026","bullets":["Q4 diluted EPS $1.95, up 22% YoY; net premiums earned $7.12B, up 6%.","Full-year net income $11.31B, up 33%; diluted EPS $19.23 from $14.40.","Q4 combined ratio 87.1 (worsened 3 pts YoY); full-year combined ratio 87.4 (improved 0.5 pts).","Total policies in force up 10% to 38.6M; net premiums written for year up 12% to $83.2B.","CFO John Sauerland retiring July 3, 2026; Andrew Quigg (Chief Strategy Officer) expected to succeed."],"urls":{"canonical":"https://secwatch.observer/filing/0000080661-26-000071","json":"https://secwatch.observer/filing/0000080661-26-000071.json","markdown":"https://secwatch.observer/filing/0000080661-26-000071.md","text":"https://secwatch.observer/filing/0000080661-26-000071.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/80661/000008066126000071/0000080661-26-000071-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/80661/000008066126000071/pgr-20260126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T07:14:59.502742+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}