{"schema_version":"secwatch.filing_event.v1","accession":"0000080661-26-000075","form_type":"8-K","ticker":"PGR","cik":"0000080661","company_name":"PROGRESSIVE CORP/OH/","filed_at":"2026-02-18T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.738438+00:00","generated_at":"2026-05-16T02:15:24.847874+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Progressive Jan 2026: net income $1.16B, EPS $1.98, policies up 10% YoY","bullets":["Net premiums written $6.7B (+4% YoY); net premiums earned $6.9B (+5%).","Combined ratio 84.4 vs 84.1; catastrophe loss ratio 0.7%.","Policies in force 38.9M (+10% YoY); Personal Lines direct auto +14%.","Investment income $311M (+16%); book yield 4.2% vs 4.1%.","CFO transition: Andrew Quigg to assume CFO role in July 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0000080661-26-000075","json":"https://secwatch.observer/filing/0000080661-26-000075.json","markdown":"https://secwatch.observer/filing/0000080661-26-000075.md","text":"https://secwatch.observer/filing/0000080661-26-000075.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/80661/000008066126000075/0000080661-26-000075-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/80661/000008066126000075/pgr-20260218.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T02:15:24.847874+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}