---
schema_version: "secwatch.filing_event.v1"
accession: "0000080661-26-000075"
form_type: "8-K"
ticker: "PGR"
cik: "0000080661"
company_name: "PROGRESSIVE CORP/OH/"
filed_at: "2026-02-18T23:59:59+00:00"
generated_at: "2026-05-16T02:15:24.847874+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Progressive Jan 2026: net income $1.16B, EPS $1.98, policies up 10% YoY

## Summary
- Net premiums written $6.7B (+4% YoY); net premiums earned $6.9B (+5%).
- Combined ratio 84.4 vs 84.1; catastrophe loss ratio 0.7%.
- Policies in force 38.9M (+10% YoY); Personal Lines direct auto +14%.
- Investment income $311M (+16%); book yield 4.2% vs 4.1%.
- CFO transition: Andrew Quigg to assume CFO role in July 2026.

## SEC filing metadata
- accession: 0000080661-26-000075
- form_type: 8-K
- ticker: PGR
- cik: 0000080661
- company_name: PROGRESSIVE CORP/OH/
- filed_at: 2026-02-18T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/80661/000008066126000075/0000080661-26-000075-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/80661/000008066126000075/pgr-20260218.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000080661-26-000075
- JSON: https://secwatch.observer/filing/0000080661-26-000075.json
- Plain text: https://secwatch.observer/filing/0000080661-26-000075.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.