{"schema_version":"secwatch.filing_event.v1","accession":"0000086312-21-000033","form_type":"8-K","ticker":"TRV","cik":"0000086312","company_name":"TRAVELERS COMPANIES, INC.","filed_at":"2021-07-20T23:59:59+00:00","discovered_at":"2026-05-14T18:04:20.985605+00:00","generated_at":"2026-06-30T04:19:46.160558+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Travelers Q2 net income $934M ($3.66 EPS) vs loss $40M; core EPS $3.45","bullets":["Net income of $934M ($3.66 diluted EPS) vs net loss of $40M in prior year quarter; core income $879M ($3.45 diluted EPS).","Consolidated combined ratio 95.3% (improved 8.4 pts); underlying combined ratio 91.4% (flat). Catastrophe losses $475M pre-tax vs $854M prior year.","Net written premiums $8.135B, up 11% (8% adj for auto refunds); growth in all three segments.","Book value per share $116.86, up 10% YoY; adjusted book value $103.88, up 13% YoY. Board declared $0.88 dividend, payable Sept 30.","Net investment income $818M pre-tax vs $268M prior year, driven by strong non-fixed income returns."],"urls":{"canonical":"https://secwatch.observer/filing/0000086312-21-000033","json":"https://secwatch.observer/filing/0000086312-21-000033.json","markdown":"https://secwatch.observer/filing/0000086312-21-000033.md","text":"https://secwatch.observer/filing/0000086312-21-000033.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/86312/000008631221000033/0000086312-21-000033-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/86312/000008631221000033/trv-20210720.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-30T04:19:46.160558+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}