{"schema_version":"secwatch.filing_event.v1","accession":"0000086312-22-000004","form_type":"8-K","ticker":"TRV","cik":"0000086312","company_name":"TRAVELERS COMPANIES, INC.","filed_at":"2022-01-20T23:59:59+00:00","discovered_at":"2026-05-14T18:04:10.079199+00:00","generated_at":"2026-06-27T17:02:21.337082+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Travelers Q4 record net income $1.33B ($5.37 EPS); core EPS $5.20, NWP +10%","bullets":["Q4 net income $1.333B ($5.37 diluted EPS) vs $1.310B ($5.10) YoY; core income $1.289B ($5.20) vs $1.262B ($4.91).","Consolidated combined ratio 88.0% (underlying 88.7%); net written premiums $7.995B, up 10% YoY.","Full year net income $3.662B (+36% YoY); core income $3.522B (+31%); core ROE 13.7%.","Business Insurance segment income $867M (+22%); Bond & Specialty $170M (+4%); Personal Insurance $327M (-28%).","Board declares $0.88 quarterly dividend (payable March 31, 2022); $801M share repurchases in Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0000086312-22-000004","json":"https://secwatch.observer/filing/0000086312-22-000004.json","markdown":"https://secwatch.observer/filing/0000086312-22-000004.md","text":"https://secwatch.observer/filing/0000086312-22-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/86312/000008631222000004/0000086312-22-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/86312/000008631222000004/trv-20220120.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T17:02:21.337082+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}