secwatch.observer — SEC 8-K summary
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Issuer:     TRAVELERS COMPANIES, INC. (TRV)
CIK:        0000086312
Form:       8-K
Filed at:   2022-01-20T23:59:59+00:00
Accession:  0000086312-22-000004
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Travelers Q4 record net income $1.33B ($5.37 EPS); core EPS $5.20, NWP +10%
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- Q4 net income $1.333B ($5.37 diluted EPS) vs $1.310B ($5.10) YoY; core income $1.289B ($5.20) vs $1.262B ($4.91).
- Consolidated combined ratio 88.0% (underlying 88.7%); net written premiums $7.995B, up 10% YoY.
- Full year net income $3.662B (+36% YoY); core income $3.522B (+31%); core ROE 13.7%.
- Business Insurance segment income $867M (+22%); Bond & Specialty $170M (+4%); Personal Insurance $327M (-28%).
- Board declares $0.88 quarterly dividend (payable March 31, 2022); $801M share repurchases in Q4.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/86312/000008631222000004/0000086312-22-000004-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/86312/000008631222000004/trv-20220120.htm
  HTML page:      https://secwatch.observer/filing/0000086312-22-000004

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer