{"schema_version":"secwatch.filing_event.v1","accession":"0000086312-22-000053","form_type":"8-K","ticker":"TRV","cik":"0000086312","company_name":"TRAVELERS COMPANIES, INC.","filed_at":"2022-07-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:58.312731+00:00","generated_at":"2026-06-24T10:40:52.487876+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Travelers Q2 net income $551M ($2.27 EPS) down 41% YoY; core EPS $2.57","bullets":["Net income $551M vs $934M prior year; core income $625M ($2.57 per diluted share) down 29%.","Record net written premiums $9.02B, up 11% YoY, with double-digit growth in all three segments.","Combined ratio 98.3% (up 3.0 pts); underlying combined ratio 92.8% (up 1.4 pts); catastrophe losses $746M pre-tax.","Book value per share $96.39, down 18% YoY; adjusted book value $112.37, up 8% YoY.","Returned $725M to shareholders, including $500M in share repurchases; declared $0.93 dividend."],"urls":{"canonical":"https://secwatch.observer/filing/0000086312-22-000053","json":"https://secwatch.observer/filing/0000086312-22-000053.json","markdown":"https://secwatch.observer/filing/0000086312-22-000053.md","text":"https://secwatch.observer/filing/0000086312-22-000053.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/86312/000008631222000053/0000086312-22-000053-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/86312/000008631222000053/trv-20220721.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T10:40:52.487876+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}