---
schema_version: "secwatch.filing_event.v1"
accession: "0000086312-22-000053"
form_type: "8-K"
ticker: "TRV"
cik: "0000086312"
company_name: "TRAVELERS COMPANIES, INC."
filed_at: "2022-07-21T23:59:59+00:00"
generated_at: "2026-06-24T10:40:52.487876+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Travelers Q2 net income $551M ($2.27 EPS) down 41% YoY; core EPS $2.57

## Summary
- Net income $551M vs $934M prior year; core income $625M ($2.57 per diluted share) down 29%.
- Record net written premiums $9.02B, up 11% YoY, with double-digit growth in all three segments.
- Combined ratio 98.3% (up 3.0 pts); underlying combined ratio 92.8% (up 1.4 pts); catastrophe losses $746M pre-tax.
- Book value per share $96.39, down 18% YoY; adjusted book value $112.37, up 8% YoY.
- Returned $725M to shareholders, including $500M in share repurchases; declared $0.93 dividend.

## SEC filing metadata
- accession: 0000086312-22-000053
- form_type: 8-K
- ticker: TRV
- cik: 0000086312
- company_name: TRAVELERS COMPANIES, INC.
- filed_at: 2022-07-21T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/86312/000008631222000053/0000086312-22-000053-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/86312/000008631222000053/trv-20220721.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000086312-22-000053
- JSON: https://secwatch.observer/filing/0000086312-22-000053.json
- Plain text: https://secwatch.observer/filing/0000086312-22-000053.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.