---
schema_version: "secwatch.filing_event.v1"
accession: "0000086312-23-000036"
form_type: "8-K"
ticker: "TRV"
cik: "0000086312"
company_name: "TRAVELERS COMPANIES, INC."
filed_at: "2023-04-19T23:59:59+00:00"
generated_at: "2026-06-17T00:08:25.050294+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Travelers Q1 core EPS $4.11, net income $975M; dividend raised 8% to $1.00/share, $5B buyback authorized

## Summary
- Core EPS $4.11 vs $4.22 a year ago; net income $975M, down from $1.018B.
- Record net written premiums $9.4B, up 12% YoY; underlying combined ratio improved to 90.6% from 91.2%.
- Catastrophe losses $535M pre-tax ($422M after-tax), elevated; one-time tax benefit of $211M.
- Dividend increased 8% to $1.00/share quarterly; Board authorized additional $5.0B share repurchases.
- Business Insurance net written premiums up 15% to $5.2B; Personal Insurance up 12%.

## SEC filing metadata
- accession: 0000086312-23-000036
- form_type: 8-K
- ticker: TRV
- cik: 0000086312
- company_name: TRAVELERS COMPANIES, INC.
- filed_at: 2023-04-19T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/86312/000008631223000036/0000086312-23-000036-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/86312/000008631223000036/trv-20230419.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000086312-23-000036
- JSON: https://secwatch.observer/filing/0000086312-23-000036.json
- Plain text: https://secwatch.observer/filing/0000086312-23-000036.txt

## Key facts
- Earnings Releases
  TRAVELERS COMPANIES, INC. reported financial results for the quarter ended March 31, 2023.
  - Period: the quarter ended March 31, 2023
  - Result: reported results
  source text: On April 19, 2023, The Travelers Companies, Inc. (the “Company”) issued a press release announcing the results of the Company’s operations for the quarter ended March 31, 2023, and the availability of the Company’s first quarter financial supplement on the Company’s web site.
  evidence_url: https://www.sec.gov/Archives/edgar/data/86312/000008631223000036/0000086312-23-000036-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.