{"schema_version":"secwatch.filing_event.v1","accession":"0000086312-23-000052","form_type":"8-K","ticker":"TRV","cik":"0000086312","company_name":"TRAVELERS COMPANIES, INC.","filed_at":"2023-07-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.814818+00:00","generated_at":"2026-06-13T06:00:30.371044+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Travelers Q2 net loss $0.07/sh; core income $0.06; cat losses $1.48B","bullets":["Net loss $14M ($0.07 diluted EPS) vs net income $551M ($2.27) prior year; core income $15M ($0.06) vs $625M ($2.57).","Combined ratio 106.5% (cat impact 16.1 pts); underlying combined ratio improved 1.7 pts to excellent 91.1%.","Catastrophe losses $1.48B pre-tax vs $746M, driven by severe wind/hail storms across multiple states.","Record net written premiums $10.32B, up 14% YoY; Business Insurance renewal premium change record 12.8%.","Board declares $1.00/share dividend payable Sep 29; $400M in share repurchases during Q2."],"urls":{"canonical":"https://secwatch.observer/filing/0000086312-23-000052","json":"https://secwatch.observer/filing/0000086312-23-000052.json","markdown":"https://secwatch.observer/filing/0000086312-23-000052.md","text":"https://secwatch.observer/filing/0000086312-23-000052.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/86312/000008631223000052/0000086312-23-000052-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/86312/000008631223000052/trv-20230720.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T06:00:30.371044+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"99cbe64716fe84b2cf03b23748eb274a1069e032","claim":"TRAVELERS COMPANIES, INC. reported the quarter ended June 30, 2023 results: net income $14 million, or $0.07 per diluted share, EPS $0.07 per diluted share.","evidence_excerpt":"The Travelers Companies, Inc. today reported a net loss of $14 million, or $0.07 per diluted share, for the quarter ended June 30, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/86312/000008631223000052/0000086312-23-000052-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Net income","value":"$14 million, or $0.07 per diluted share"},{"label":"EPS","value":"$0.07 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}