---
schema_version: "secwatch.filing_event.v1"
accession: "0000086312-23-000052"
form_type: "8-K"
ticker: "TRV"
cik: "0000086312"
company_name: "TRAVELERS COMPANIES, INC."
filed_at: "2023-07-20T23:59:59+00:00"
generated_at: "2026-06-13T06:00:30.371044+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Travelers Q2 net loss $0.07/sh; core income $0.06; cat losses $1.48B

## Summary
- Net loss $14M ($0.07 diluted EPS) vs net income $551M ($2.27) prior year; core income $15M ($0.06) vs $625M ($2.57).
- Combined ratio 106.5% (cat impact 16.1 pts); underlying combined ratio improved 1.7 pts to excellent 91.1%.
- Catastrophe losses $1.48B pre-tax vs $746M, driven by severe wind/hail storms across multiple states.
- Record net written premiums $10.32B, up 14% YoY; Business Insurance renewal premium change record 12.8%.
- Board declares $1.00/share dividend payable Sep 29; $400M in share repurchases during Q2.

## SEC filing metadata
- accession: 0000086312-23-000052
- form_type: 8-K
- ticker: TRV
- cik: 0000086312
- company_name: TRAVELERS COMPANIES, INC.
- filed_at: 2023-07-20T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/86312/000008631223000052/0000086312-23-000052-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/86312/000008631223000052/trv-20230720.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000086312-23-000052
- JSON: https://secwatch.observer/filing/0000086312-23-000052.json
- Plain text: https://secwatch.observer/filing/0000086312-23-000052.txt

## Key facts
- Earnings Releases
  TRAVELERS COMPANIES, INC. reported the quarter ended June 30, 2023 results: net income $14 million, or $0.07 per diluted share, EPS $0.07 per diluted share.
  - Period: the quarter ended June 30, 2023
  - Net income: $14 million, or $0.07 per diluted share
  - EPS: $0.07 per diluted share
  - Result: reported results
  source text: The Travelers Companies, Inc. today reported a net loss of $14 million, or $0.07 per diluted share, for the quarter ended June 30, 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/86312/000008631223000052/0000086312-23-000052-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.