{"schema_version":"secwatch.filing_event.v1","accession":"0000086312-24-000004","form_type":"8-K","ticker":"TRV","cik":"0000086312","company_name":"TRAVELERS COMPANIES, INC.","filed_at":"2024-01-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:27.079841+00:00","generated_at":"2026-06-06T21:37:58.137356+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Travelers Q4 2023: Record EPS $6.99, combined ratio 85.8%, NWP up 13%","bullets":["Record quarterly net income $1.626B ($6.99 diluted EPS); core income $1.633B ($7.01 diluted EPS).","Combined ratio improved 8.7 points to 85.8%; underlying combined ratio 85.9%, up 5.5 points.","Net written premiums $9.994B (+13% YoY); full year NWP $40.2B (+14%).","Net investment income up 24% pre-tax to $778M; book value per share $109.19 (+18%).","Board declares $1.00/share dividend; repurchased $66M in shares during Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0000086312-24-000004","json":"https://secwatch.observer/filing/0000086312-24-000004.json","markdown":"https://secwatch.observer/filing/0000086312-24-000004.md","text":"https://secwatch.observer/filing/0000086312-24-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/86312/000008631224000004/0000086312-24-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/86312/000008631224000004/trv-20240119.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T21:37:58.137356+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"593586c935d4f28c22dc6a7e271d403a6ff4159c","claim":"TRAVELERS COMPANIES, INC. reported financial results for quarter ended December 31, 2023.","evidence_excerpt":"On January 19, 2024, The Travelers Companies, Inc. (the “Company”) issued a press release announcing the results of the Company’s operations for the quarter ended December 31, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/86312/000008631224000004/0000086312-24-000004-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended December 31, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}